Disclosure Support Specialist

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PLACE

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2020

🏠 Real Estate

☁️ SaaS

Real Estate • Technology • SaaS

PLACE is an all-in-one real estate services and technology platform designed for top teams in any brokerage. It simplifies the process of running a profitable real estate business by providing tools for team owners and agents to grow their teams, boost productivity, retain talent, and improve operations. With over 275 locations across the US and Canada, PLACE also connects clients with top agents to facilitate home buying and selling, enhancing the overall experience with advanced technology and business services.

📋 Description

• Partner with Disclosure Desk Manager, originators, and operations leadership to ensure loan disclosures are accurate, compliant, and delivered on time • Serve as the primary point of contact for disclosure-related inquiries and escalate issues as needed • Audit files for completeness and accuracy to ensure compliance before sending initial disclosures and Loan Estimates • Prepare Loan Estimates (LE), confirm fees and pricing are accurate, and release to borrowers via e-Sign • Send disclosures in a timely manner and track outstanding disclosures via e-sign portal or paper fulfillment • Identify odd or missing fee amounts prior to disclosure and contact originators to resolve missing data before release • Update the LOS to document that disclosures were generated and provided to the consumer • Review fee changes to determine compliance with TRID changed circumstance and tolerance requirements • Monitor Change of Circumstance (COC) requests and ensure re-disclosures and COC notices are issued within required timeframes • Prepare daily pipeline status reports for operations, compliance, and senior management as needed • Develop and maintain working knowledge of new or amended statutes and regulations relevant to mortgage lending • Maintain the confidentiality and privacy of all loan applicant information • Other duties as assigned

🎯 Requirements

• 2–3 years of experience in mortgage operations required; retail mortgage lending environment preferred • High school diploma or GED required; comparable work experience considered • Experience with Encompass or a similar LOS preferred • Strong knowledge of compliance and regulatory requirements including TILA/TRID, RESPA, ECOA, HMDA, FCRA, FACTA, and ESIGN • Working knowledge of Change in Circumstance (COC) rules, including valid vs. invalid changed circumstance reasons and their application to disclosures • Experience with both conventional and government loan types required • Exceptional attention to detail, accuracy, and organizational skills • Ability to prioritize, multi-task, and thrive in a high-volume environment • Strong verbal and written communication skills with the ability to work cross-functionally with originators and operations teams

🏖️ Benefits

• PTO as needed • Comprehensive insurance coverage • 401(k) match • Stock option grants • Stock purchase plan