Portfolio Underwriting Manager - Fintech / Financial Institutions

February 26

Vouch Insurance

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Vouch is a new kind of insurance platform for startups.

51 - 200

Description

• Lead and develop a team of professionals, fostering a culture of excellence and continuous improvement • Develop and deliver an effective portfolio management framework for the Fintech vertical, providing actionable insights that continuously inform adjustments to underwriting strategy, appetite guides, guidelines, coverages, and pricing through careful monitoring of key portfolio signals and external developments in legislative, economic, and competitive landscapes • Deliver target GWP and loss ratios for managed portfolios • Underwrite complex accounts and ensure adherence to Vouch’s strategy, guidelines, and reinsurance considerations and refer accounts to the Head of Underwriting as required • Collaborate closely with the sales and Insurance Product Development teams to understand customer needs and offer creative underwriting solutions that differentiate Vouch in the marketplace while delivering GWP and Loss Ratio targets • Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes • Deliver actionable underwriting decision-making and process-improvement proposals • Share product and knowledge expertise through direct communication with clients, training and teaching opportunities, as well as external engagements

Requirements

• 10+ years of Underwriting experience, with 5+ years of Underwriting Fintech / Financial Institutions Management and Professional Liability Lines with either Portfolio and/or P&L accountabilities and direct underwriting responsibilities • Understanding of key P&C lines of insurance and desire to learn new lines • Ability to demonstrate a relentless commitment to GWP Growth and Loss Ratio performance through inquisitiveness in getting at root causes of portfolio performance issues • Experience working with actuarial, legal, product development, and compliance teams to deliver key underwriting insights to drive changes to underwriting, coverage, and pricing • Strong leadership and management skills, including the ability to effectively direct, motivate, and mentor a diverse team, ensuring high productivity and team morale • Proven ability to drive creative and innovative solutions with customer and profitability in mind • Experience in delivering complex projects from ideation through execution • Keen ability to prioritize high-impact work, manage multiple projects in a dynamic environment, and continuously look for opportunities to improve underwriting efficiency and effectiveness • Excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders • Nice to have: Exposure to and passion for early-stage startups and/or high-growth environments • Experience in a direct sales environment and/or insurtech

Benefits

• Competitive compensation and equity packages • Health, dental, and vision insurance • Parental leave • Flexible vacation time (Unlimited PTO) • Wellness allowance ($80/month) • Technology allowance ($100/month)