
1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
🔥 0 minutes ago
🌐 United States, Canada – Remote
💵 $166.9k - $230.9k / year
⏰ Full Time
🟠 Senior
🧑💻 Full-stack Engineer
🦅 H1B Visa Sponsor
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1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
• Lead successful cross-team and/or multi-quarter, multi-engineer projects • Drive existing and greenfield projects forward while keeping end users in mind • Identify ways to expand impact beyond the Jira board • Turn team-specific projects into opportunities to improve the team and organization’s technology platform • Develop a cutting-edge loan servicing platform • Introduce business process automation and enhance efficiency • Collaborate with cross-functional partners to identify improvements and implement scalable solutions • Optimize workflows and integrate systems • Deliver intuitive experiences for borrowers and internal stakeholders • Help build the engineering team and make Upstart a great place to work
• Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 5+ years of professional software engineering experience • 3+ years of experience developing backend applications using Kotlin, Java, or another object-oriented programming language • Experience designing, building, and operating distributed systems, including service-to-service APIs and event-driven architectures • Experience building and maintaining scalable backend services processing business-critical or financial data in production environments • Experience contributing to decision engines integrating with machine learning models to evaluate signals • Experience writing production-quality code supported by automated testing, monitoring, and observability practices • Team operates on East/West coast time zones • For roles based in Canada, must not be based in Quebec
• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage, including medical, dental, vision, and wellness resources for US • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered benefits supporting fertility, parenthood, and caregiving • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and fully stocked micro-kitchens at offices
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