Senior Software Engineer

🔥 1 minute ago

🇺🇸 United States – Remote

💵 $166.9k - $242.4k / year

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Design, build, and operate backend systems powering secure login, account management, authentication, and authorization across Upstart products • Own engineering projects from problem definition and technical design through implementation, testing, deployment, and ongoing improvement • Balance security requirements with customer experience while protecting customer data and reducing unnecessary friction • Partner with Product, Information Security, Application Security, and engineering teams to deliver secure capabilities and influence product direction • Improve the reliability, maintainability, and security of interconnected systems and establish effective engineering practices across the Identity domain • Use AI-assisted development tools such as Cursor and Claude Code to accelerate learning and delivery while validating the resulting work

🎯 Requirements

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 4 years of software engineering experience • Experience designing, building, testing, and maintaining production backend software or services • Experience owning software engineering projects through multiple stages of the development lifecycle, from technical design through production delivery • Experience designing or integrating APIs, services, or other components within distributed or interconnected production systems • Experience with code review, automated testing, debugging, and production support • Knowledge of identity and access management concepts and standards such as OAuth 2.0, OpenID Connect, or SAML (preferred) • Experience in a medium-to-large engineering organization or with systems spanning multiple engineering teams (preferred) • Frontend development experience in addition to backend systems (preferred) • Experience using AI-assisted development tools such as Cursor, Claude Code, or similar tools (preferred) • Ability to learn unfamiliar technical domains, communicate technical decisions and outcomes clearly, and develop deep expertise over time (preferred)

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage including medical, dental, vision, and wellness resources for US employees • Supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered fertility, parenthood, and caregiving benefits • Employee Assistance Program offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City