Senior Financial Analyst

March 19

RP Professional Services

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People, not just Resources

Application Development • Software Engineering • Computer Programming • Information Security • Information Assurance

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Description

• Apply extensive experience and seasoned judgement with a broad knowledge and understanding of business systems, elements of good management, financial organization and management, and the economic climate for small businesses and earning potential of the business enterprise world • Analyze complex loan applications and related financial documents, considering such factors as assets, liabilities, capital, business projections, income flow, prospective earnings, repayment ability, collateral values, and lien positions to determine the merit of the loan request • Work independently to determine what data is needed in order to analyze and evaluate requests • Determine the eligibility of the applicant and eligibility of the 504 & 7(a) project and project cost, in addition to other SBA products and projects • Establish the terms and conditions of the loan based on an assessment of the applicant’s business model, financial condition, and other prudent credit factors • Maintain timely entries in all appropriate required Agency-approved systems to ensure integrity of the data • 9+ years with commercial lending/analysis experience. • Experience in applying extensive knowledge of business systems, financial organization, elements of good management for the analysis of financial statements and earnings potential for a wide diversity of business enterprises. • Experience in independently analyzing commercial loan application, including skill with of a wide variety of collateral, business types, loan programs, and general economic conditions in relation to an obligor’s present and future financial condition. • Ability to apply knowledge of the Agency’s purpose, regulations, policies, procedures, and practices which govern the various loan processing programs. • Ability to apply knowledge of financial and credit factors related to business and commercial loans, including business practices and financial structures. • Ability to communicate effectively to diplomatically with SBA staff and leaders

Requirements

• 9+ years with commercial lending/analysis experience. • Experience in applying extensive knowledge of business systems, financial organization, elements of good management for the analysis of financial statements and earnings potential for a wide diversity of business enterprises. • Experience in independently analyzing commercial loan application, including skill with of a wide variety of collateral, business types, loan programs, and general economic conditions in relation to an obligor’s present and future financial condition. • Ability to apply knowledge of the Agency’s purpose, regulations, policies, procedures, and practices which govern the various loan processing programs. • Ability to apply knowledge of financial and credit factors related to business and commercial loans, including business practices and financial structures. • Ability to communicate effectively to diplomatically with SBA staff and leaders

Benefits

• Health Benefits: Medical, Vision, Dental • 4% retirement match with 100% vesting • Company paid STD and LTD • Company paid basic life insurance • Competitive PTO package