Credit Risk Underwriting Strategist, Commercial Business
March 20
Description
• Work directly with our top merchants, from successful venture-backed startups to well established institutions, to evaluate their business models and financial statements • Provide tailored credit risk recommendations that mitigate Stripe’s exposure while facilitating partner company growth • Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models • Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches • Help drive a risk-centric approach to innovating Stripe’s products and infrastructure • Refine tools and processes to help the group deliver on key performance indicators • Work with internal and external partners to support entrepreneurs around the world
Requirements
• 3-6 years relevant experience in commercial credit underwriting, financial risk modeling, and cash flow forecasting • The ability to transform business and financial data into a cohesive narrative that outlines potential credit risks and presents dynamic mitigation strategies • Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries • Superb written, verbal, and analytical skills • Attention to detail while managing priorities in a fast-paced environment • The ability to comfortably interact with the CFOs and CEOs of our top merchants • Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them • Bachelor’s degree in Economics, Statistics, Finance, Computer Science, Engineering or other quantitative field
Benefits
• 11 paid holidays • Generous Accrued Time Off increasing with years of service • Generous paid sick time • Annual day of service
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