Associate Underwriter
May 7
Description
• Analyze and evaluate merchant applications and supporting documentation to assess Merchant’s credit, and reputational risk. • Review industry information and comparisons, key risks and mitigants to form a general risk overview of merchants. • Review financial statements and/or business tax returns and performs analysis to recommend merchant’s risk ratings. • Ensure compliance with all BSA/AML and other regulatory requirements. • Summarize analysis in concise credit memo and complete all required underwriting checklists. • Underwrite according to applicable regulations, procedures, and guidelines. • Conduct periodic reviews for existing merchants to facilitate ongoing risk monitoring and management. • Maintain productivity standard goals as established by management. • Other duties as assigned.
Requirements
• Bachelor's degree in Accounting, Finance, Business Administration, Statistics, Mathematics, or related field required. • Understanding of credit fundamentals in a commercial environment; must have familiarity with commercial credit underwriting and Know Your Customer (KYC) requirements in North America. • Good independent decision-making capabilities. • Must be detail oriented, and able to prioritize multiple tasks to meet deadlines. • Flexible and adaptable to a dynamic environment. • Strong analytical, intuitive investigation and problem solving skills. • High level of English proficiency both in oral and written communication. • Demonstrate experience in working with cross-functional teams. • Strong Microsoft Office skills. • Salesforce knowledge is a plus
Benefits
• Bradesco health and dental plan, for you and your dependents, with no co-payment cost. • Life insurance with differentiated coverage. • Meal voucher and supermarket voucher. • Home Office Allowance. • Gympass - Platform that gives access to spaces for physical activities and online classes. • Trustly Club - Discount at educational institutions and partner stores. • Monthly happy hours with iFood coupon. • English Program - Online group classes with a private teacher. • Extended maternity and paternity leave. • Birthday Off. • Flexible hours/Home Office - our culture is remote-first! You can work in every city in Brazil. • Welcome Kit - We work with Apple equipment (Macbook Pro, iPhone) and we send many more treats! Spoiler alert: Equipment can be purchased by you according to internal criteria! • Annual premium - As a member of our team, you are eligible to receive an annual bonus, at the company's discretion, based on the achievement of our KPI's and individual performance. • Referral Program - If you refer a candidate and we hire the person, you will receive a reward for that!
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