Vice President – Financial Crimes Independent Testing, Quality Assurance

🔥 15 hours ago

🌵 Arizona, North Carolina, +1 more states – Remote

🌵 Arizona – Remote 🌲 North Carolina – Remote 🚗 Michigan – Remote

💵 $125k - $208k / year

⏰ Full Time

🔴 Lead

🔧 QA Engineer (Quality Assurance)

👻 Ghost score 4%

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Lead and oversee the enterprise Financial Crimes Independent Testing and Quality Assurance Program across BSA/AML, Sanctions, Fraud, and related Financial Crimes Compliance activities • Establish the strategic vision, governance framework, operating model, standards, and risk-based testing universe • Develop annual and ongoing testing plans covering Financial Crimes processes, risks, controls, and activities across the First and Second Lines of Defense • Oversee independent testing of risk assessment, CDD/EDD, KYC, transaction monitoring, SAR escalation, sanctions screening, fraud detection, customer risk rating, high-risk customer management, reviews, governance, and data quality • Establish testing standards, procedures, documentation requirements, sampling methodologies, scoring frameworks, defect taxonomies, issue severity methodologies, and reporting standards • Oversee execution of the Independent Testing and QA Plan by the QA Manager and team • Review testing results, findings, thematic observations, documentation, progress, resource capacity, and coverage gaps • Lead thematic and horizontal reviews to identify systemic weaknesses, recurring deficiencies, emerging trends, and control blind spots • Establish issue management and remediation validation frameworks; approve significant finding severity ratings and escalate high-risk or systemic issues • Develop executive-level reporting on testing coverage, QA results, significant findings, systemic issues, control effectiveness, emerging risks, remediation, and program metrics • Provide independent and credible challenge to Financial Crimes management and stakeholders • Coordinate with Internal Audit, Model Risk Management, Risk Management, Technology, business lines, and Financial Crimes Compliance • Support regulatory examinations • Continuously improve methodologies, tools, analytics, automation, reporting, training, calibration, and knowledge sharing • Lead and mentor the Financial Crimes QA and Independent Testing team, including the QA Manager

🎯 Requirements

• Bachelor's degree in Finance, Business, Risk Management, Compliance, Accounting, or related field • 10–15+ years of progressive experience in Financial Crimes, BSA/AML, Sanctions, Fraud, Risk Management, Compliance, Quality Assurance, Compliance Testing, Internal Audit, or related functions • Significant experience leading Financial Crimes QA, independent testing, compliance testing, audit, or assurance programs • Demonstrated experience evaluating Financial Crimes processes and controls across operational and compliance functions • Strong knowledge of regulatory requirements, FCRM, internal control frameworks, control design and operating effectiveness testing, QA and independent testing methodologies, three lines of defense frameworks, governance, issue management, and remediation • Experience leading teams and managing complex testing or assurance programs • Experience providing credible challenge to senior management and stakeholders • Strong analytical, strategic, and judgment capabilities • Preferred: CAMS, CFE, CRCM, CIA, CPA, or similar professional certification • Preferred: Experience with Transaction Monitoring, Customer Risk Rating, CDD/KYC, sanctions screening, or Financial Crimes technology platforms • Preferred: Experience with NICE Actimize or similar Financial Crimes systems • Preferred: Experience with Financial Crimes model governance • Preferred: Experience supporting regulatory examinations and remediation programs • Preferred: Experience developing enterprise-level testing methodologies and risk-based testing plans • Preferred: Experience leveraging data analytics, automation, and reporting tools

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package for eligible employees